Credit Manager-Agri Business Group (ABG)-Credit

Kotak

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Credit Manager

Job Role :As part of Credit Team for Working Capital Finance

  • Managing team of Credit Managers
  • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
  • Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
  • Visiting customers for personal discussions and deal structuring 
  • Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
  • To evaluate proposals of customers for Home Loans, Loan against Property
  • Decision making within defined TAT
  • Understanding of property related aspects (like legal title and market value of the property) is an added advantage
  • Coordinating with sales, operations, legal, technical and customer service

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