Kotak
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Credit Manager
Job Role :As part of Credit Team for Working Capital Finance
- Managing team of Credit Managers
- Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based )
- Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.
- Visiting customers for personal discussions and deal structuring
- Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained
- To evaluate proposals of customers for Home Loans, Loan against Property
- Decision making within defined TAT
- Understanding of property related aspects (like legal title and market value of the property) is an added advantage
- Coordinating with sales, operations, legal, technical and customer service
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