Kotak
jobsnear.org
Role: Regional Manager
Function- ARB Crop Loans
Grade- M6
JD:
Job Roles:
- Lead a team of Area Managers to expand the existing customer portfolio in crop loans (KCC) by offering tailored Working Capital and Term Loan products.
- Possess thorough knowledge of the local geography and cropping patterns, with the ability to swiftly recruit high-quality team members.
- Oversee interest and NPA collections within the assigned area.
- Regularly monitor accounts to prevent delinquencies, maintain portfolio hygiene, ensure timely closure of post-disbursement deferrals, and perfect security measures.
- Strengthen relationships with existing customers by cross-selling additional asset and third-party products.
- Ensure timely renewal of existing loans
- Collaborate with Credit and Legal teams to address customer requirements and manage disbursements.
- Enhance efficiency by monitoring processes and suggesting improvements based on ground realities and market trends.
Job Requirements:
- Bachelors or Master’s degree in Agriculture, Business Administration, or a related field.
- Excellent oral and written communication skills.
- Proficient in relationship management.
- Strong leadership abilities.
- Knowledge of the local market is a plus.
- At least 10 years of experience in rural or crop loans
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