Area Business Manager-Portfolio-Agri Business Group (ABG)-Marketing Branches Operations

Kotak

jobsnear.org

Job role

  • Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space.
  • Acceptable knowledge of respective geography & ability to quickly recruit quality team members.
  • To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
  • Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis. 
  • Deepening relationship with existing customers through Cross sell liability & other third party products.
  • Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection 
  • To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.
  • Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.

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