Area Business Manager-Portfolio-AGRI-FIN-PROJECTS (AF)-Marketing Branches Operations
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Department
Agri Business Group (Agri SME – Working Capital Loans) – Portfolio Management
Job Title
Area Business Manager (Grade – M5 / M6 – Chief Manager/ AVP)
Reporting to
Regional Business Manager
Location
As per list
Job Profile
Job Role
Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space.
Acceptable knowledge of respective geography & ability to quickly recruit quality team members.
To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) &Term Loan facilities
Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
Deepening relationship with existing customers through Cross sell liability & other third party products.
Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.
Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.
Job Requirements
Job Role
CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
Strong oral and written Communication
Relationship Management Skill
Leadership Skills
Local Market Knowledge will be an added advantage
Minimum SME funding & portfolio management work experience 5 years