Area Business Manager-Portfolio-AGRI-FIN-PROJECTS (AF)-Marketing Branches Operations

Kotak

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Job Role:

  • Mange portfolio of Agri SME customers.
  • Acceptable knowledge of respective geography & ability to quickly recruit team members.
  • To understand customers business models, decent ability t0 appraise financials & identify suitable NTB business opportunities for Working capital (fund based/ non-fund based) & Term loan facilities in Agri foo processing & MSME Industries/ fair knowledge of balance sheet.
  • Cross sell liability & other third party products on newly onbarded customers.
  • Closely work with Credit & Risk function, legal & technical Team, RCAD & GR/GTS team for smooth customer onboarding & effective rick management.
  • To collaborate with internal bank channels & develop open market sourcing thru DMA’s, CA’s & financials consultants.
  • Ability to develop network & channel in various business segments thru association & industry bodies, ware house managers etc.
  • Improve efficiency by monitoring & suggesting improvement in process basis ground reality & market trends.

Job Requirements:

  • CA/ PG Diploma/ PG in Banking & Finance/ Commerce etc.
  • Team handling experience required.
  • Strong oral & written communication.
  • Relationship management skill.
  • Leadership skill.
  • Local market knowledge will be added an advantage.
  • Minimum SME funding work experience should have 5 years.

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