Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit

jobsnear.org

Credit Manager

Department

Agri Business Group

Location

Vashi

No.of Positions

1

Reporting Relationships

Area Credit Manager

Position Grade

Manager – M3

Job Role:

Job Role

  • To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on Agri SME credit proposals.
  • Handling all types of working capital (Fund base and Non-fund based limit), Commodity finance and Project loans for Agri SME enterprises.
  • Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc.
  • As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.
  • Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business.
  • To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments.
  • To monitor and manage local credit portfolio and other risks on a proactive basis by having an in-depth knowledge on individual credit-takers. Engage in discussions with the business to modify account strategy / credit rating etc as warranted.
  • Manage and ensure timely renewal of accounts and enhancement of portfolio.
  • To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.
  • Excellent written and oral communication skills
  • Chartered Accountant with 2
  • MBA Finance with 3 years of experience
  • Good analytical skills

Personality Traits:

  • Strong financial Analysis Skills
  • Analytical skills
  • Strong communication (Written and Oral)
  • Eye For detail

If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to manasi.thakur@kotak.com

Please mention the following in the subject line as ‘”Position Name” –“Your Name” – “Your Current Business group

Application:

Read Full Description

Apply
To help us track our recruitment effort, please indicate in your cover//motivation letter where (jobsnear.org) you saw this job posting.

Share

Manager Automation Engineer

Job title: Manager Automation Engineer Company Coca-Cola Job description Location(s): IrelandCity/Cities: BallinaTravel Required: 00% -…

5 minutes ago

Senior Network Implementation Engineer, Network Delivery Engineering

jobsnear.org The application window will be open until at least July 14, 2025. This opportunity…

38 minutes ago

Telecom Aerial Foreman

jobsnear.org Discover a more connected Telecom Aerial Foreman career At Lambert Cable, as a Telecom…

38 minutes ago

Foreman Telecom Aerial

jobsnear.org Discover a more connected Telecom Aerial Foreman career At VCI Construction, as a Telecom…

38 minutes ago

Network Administrator II (Wide Area Network)

jobsnear.org Job Title: Network Administrator II (Wide Area Network) Job Description: Information Networks are critical…

38 minutes ago

Labor Telecom Underground

jobsnear.org Are you looking for an opportunity to make a difference? Then you may have…

38 minutes ago
For Apply Button. Please use Non-Amp Version