Kotak
jobsnear.org
- Lead a team of Area Business Managers and Portfolio Relationship Managers and spearhead management and growth of existing clients in Agri SME space in the assigned geography. Responsible for P & L.
- Should have the strong hold on Trade / Fx ad working capital products.
- Focus on building granularity, and enhance coverage by broadening the client base and driving risk calibrated operating profit
- Acceptable knowledge of respective geography & able to quickly recruit quality team members.
- Drive product penetration and earn revenue by providing them high standards of service on ongoing basis. Build strong connection & engagement with key clients and promoters
- Drive penetration of Cross sell liability & other third party products on existing customers base & drive penetration and collaborate with internal bank channels
- Drive continuous monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
- To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.
- Drive efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.
- Monitor team performance and positively inspire to achieve results
Job Requirements :
- CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
- Strong oral and written Communication
- Relationship Management & Leadership Skills
- Must have been in team leader role for 5+ years
- Local Market Knowledge will be an added advantage
- Ability to lead and build a high performance and result oriented team
- Minimum SME/ Assets funding work experience 10 years
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