Incumbent will be mainly responsible for sourcing and identifying new business of Crop Loans /Term loans for the bank thr. focus CBRL –Regular / Unbank locations across designated branch areas.
Meeting individual farmers to pitch in the product , conducting field (farm) visits.
Prepare & collect loan documentations from farmers, issuing authorities.
Log in complete files with credit & resolve queries thereon for approvals.
Assist farmers/borrowers for documentation, servicing interests and repayment of dues.
Assist farmers for mortgage of collateral securities (land) in favor of bank.
Collect PDD documents & update in bank system.
Job Requirements
Min experience – 2 + years in NBFC / Banks in related field of Crop Loan finance / Agri SME / Commodity. Graduate –preferably Bsc Agri.
Superior relationship management and interpersonal skills
Sales ability of a very high order
Should have good knowledge of geography, land documentation & cropping patterns.
Knowledge and understanding about the compliance policies and procedures.
Personality Traits
Eager to know about latest development in area for Agri business & related fields.
Strong communication (Written and Oral) in English /local language
Application
If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to manasi.thakur@kotak.com
Please mention the following in the subject line as ‘”Position Name” –“Your Name” – “Your Current Businessgroup”