Relationship Manager-Portfolio-Agri Business Group (ABG)-Marketing Branches Operations

DepartmentAgri Business Group (Agri SME – Working Capital Loans)Job TitleRelationship Manager – Grade – M3 / M4 (Manager / Sr. Manager) – Portfolio Management Reporting toArea Sales Manager (ASM)Location 

Job Profile

Job Role

• Candidate should be self-motivated & strong relationship management skills. Requires decent communication skill, understanding of local language will be an advantage.
• To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
• Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
• Deepening relationship with existing customers through Cross sell liability & other third party products.
• Continuous monitoring of the accounts to ensure business is a per budgets
• Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
• To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements.

Job Requirements

• CA / Graduate / Post Graduate Diploma / Post Graduate in Banking and Finance / Fresher CAs and MBAs can also apply
• People from different industries, such as from Agri Input Industries / Accounting firms / insurance companies / rating agencies / NBFCs / MFI Industries / Branch banking background can also apply.
• Strong oral and written Communication
• Relationship Management Skill

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